> For the complete documentation index, see [llms.txt](https://docs.vida.id/identity-stack/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.vida.id/identity-stack/verify/kyc-web-sdk-1/use-cases/loan-applications.md).

# Loan Applications

A licensed P2P lending platform faces increasing fraud through impersonation and deepfakes. It integrates VIDA’s Web SDK with passive liveness detection and facial matching to ensure only genuine users receive loans.

**Goal:**\
Strengthen fraud prevention while offering a seamless borrowing experience via web.

**Key Requirements:**

* Custom KYC module: Document Verification + Face Match + Passive Liveness
* Face anti-spoofing and injection attack resistance
* Branding customization to maintain trust
* Optimized SDK size for low-bandwidth users