> For the complete documentation index, see [llms.txt](https://docs.vida.id/identity-stack/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.vida.id/identity-stack/verify/kyc-web-sdk-1/use-cases/digital-bank-account-opening.md).

# Digital Bank Account Opening

A leading digital bank in Indonesia aims to simplify onboarding for both personal and SME account holders. By embedding VIDA’s Web SDK directly into its website, the bank enables seamless identity verification—eliminating the need for users to download an app.

**Goal:**\
Accelerate onboarding through a unified web flow, improving user experience, compliance, and conversion rates.

**Key Requirements:**

* Modular SDK setup for separate user journeys (personal vs SME)
* Full KYC with OCR and Document Verification
* Support for both desktop and mobile browsers
* Customizable verification workflows
* Retry mechanism with real-time image capture feedback
* Liveness check for added identity assurance
