Product Overview

The VIDA Identity Stack is divided into key sub-products organized around three use cases which include Account Opening, Login, and Account Activity. This ensures businesses can handle identity management comprehensively, from onboarding to monitoring user interactions over time. The stack simplifies key stages of the customer journey such as sign-up, secure login, and lifecycle management, while also providing robust fraud detection capabilities.

Identity Proofing – Onboarding and Sign-Up

This focuses on verifying user identity during the onboarding process, ensuring that new customers are legitimate and trustworthy.

The stack offers several tools to streamline and secure the sign-up:

• OCR (Optical Character Recognition): Extracts data from ID documents to automate form filling and verification.

• KYC (Know Your Customer): Complies with legal regulations to ensure thorough identity proofing of users.

• Document Verification: Confirms the authenticity of user-submitted documents.

• Liveness Verification: Ensures the person submitting the documents is physically present and not using fraudulent media.

• FaceMatch: Matches the user's face against the provided document to verify their identity.

Authentication – Login and Account Activity

Ensuring that only authorized users can access their accounts, VIDA stack supports secure login mechanisms, protecting businesses from unauthorized access:

• Authentication: Verifies that users are correctly registered and authenticates their login attempts.

• Liveness Detection: Confirms the user is physically present during login, preventing spoofing attempts.

• FaceMatch: Rechecks the user's face to confirm their identity at each login point.

• User Verification: Regular checks using OCR, KYC, and liveness to confirm that the user is legitimate over time.

Account Activity and Lifecycle Management

• User Efficacy: Verifies user activity in payment transactions or other sensitive account activity, ensuring secure access and compliance.

• Documentation & Compliance Tools:

  • Sign: Facilitates digital signing of contracts and documents, enabling legally binding transactions.

  • EMeterAI: Enables seamless integration of digital stamping functionalities into your application.

Fraud Detection

Continuously monitor and analyze user interactions and transactions to detect and prevent fraudulent activities, ensuring the integrity of the entire system.