TOTP ( Time based OTP) API

VIDA’s TOTP-based APIs enable secure, time-bound credential provisioning and user authentication through authenticator apps such as Google Authenticator, Microsoft Authenticator, and other TOTP-compatible tools. By relying on a shared secret and current time, TOTP eliminates the need to store or transmit static passwords. This approach greatly reduces the risk of credential theft through phishing, replay attacks, or credential stuffing. Because the OTP is valid only for a short period (typically 30 seconds), even if intercepted, it becomes useless shortly after. TOTP is widely used as a second factor (2FA) to strengthen authentication for logins, high-value transactions, and sensitive operations.